Perhaps you are already familiar with the feeling of despair as debt piles upon debt. Perhaps, paralyzed with fear, you expect any day to hear the dreaded knock on the door informing you that your home is about to be repossessed.

But do you know that there are many opportunities and places where you can turn for help? True, it is not easy to find assistance in the last moment. When faced with subprime mortgage and imminent foreclosure, the best solution is to revise your budget as quickly as possible. Ask yourself, what expenses can you cut? Which ones can you reduce? Are there items in your household that you don